The process is simple and fully online. Share a few basic details in our short request form, and we match you with a trusted lender in our network. Elite Payday Loans is not a lender; we operate a matching service. If your request is a fit, the lender reviews it and presents you with a loan offer to consider. Fill in our online form and a trusted lender will be in touch.

Submitting an inquiry through Elite Payday Loans will not affect your FICO® Score. As part of the matching process, a lender may obtain information from a non-traditional consumer reporting agency. A hard credit inquiry may be performed by the lender only if you accept a loan offer. Fill in our online form and a trusted lender will be in touch.

The lender may request a government-issued photo ID (driver’s license, state ID, or valid passport), proof of income (recent pay stubs or bank statements), proof of residency, and an active checking account for direct deposit. Fill in our online form and a trusted lender will be in touch.

Most online requests are matched with a lender within minutes. If your request needs additional verification, it can take up to two business days before a lender responds. Fill in our online form and a trusted lender will be in touch.

Once you accept and sign the lender’s loan agreement, approved loans are typically deposited directly into your bank account the same business day or the next business day, depending on the lender’s schedule and your bank. Fill in our online form and a trusted lender will be in touch.

Lenders in our network serve borrowers in select states across the United States. Loan availability, maximum amounts, rates, and terms vary by state and by lender. Submit our online form and your eligibility is checked instantly. Fill in our online form and a trusted lender will be in touch.