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Text Message Policy

Elite Personal Loans

Last Updated: April 2026

Elite Personal Loans operates env-elitepl-compliance.kinsta.cloud (the “Website”) as a matching service that connects users with third-party lenders and lending partners in its network. This Text Message Policy explains how SMS and MMS messages are used in connection with the Website and your options for consent and opt-out.

PROGRAM OVERVIEW

When you submit an inquiry through the Website and provide a mobile phone number, you may receive SMS and MMS messages from Elite Personal Loans and from lenders or lending partners to whom your inquiry is matched. Messages may relate to the status of your inquiry, the matching process, lender contact, account notifications, and related service communications. Message frequency varies based on your activity and the lenders with which you are matched.

HOW TO OPT IN

You enroll in the text messaging program by supplying your mobile phone number and indicating your consent when you submit an inquiry through the Website. By opting in, you confirm that you are the account holder or an authorized user of the mobile device associated with the number provided, and that you are at least 18 years of age. Consent to receive text messages is not a condition of submitting an inquiry or of being matched with a lender.

HOW TO OPT OUT

To opt out of messages sent by Elite Personal Loans, reply STOP to any text message you receive, or send an email request to legal@elite-personalloans.com. We will process your request and send a confirmation. Please note that lenders and lending partners in the network operate their own SMS programs; to stop messages from a particular lender, you may need to reply STOP to that lender’s messages or contact the lender directly.

MESSAGE AND DATA RATES

Standard message and data rates may apply to every message sent or received, as determined by your mobile carrier. Elite Personal Loans does not charge a fee for participation in the program, but your carrier may charge for messages. Contact your carrier for details about your plan.

SUPPORTED CARRIERS

The program is compatible with most major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages. Message delivery may be affected by factors outside our control, including carrier network conditions and the capabilities of your device.

PROGRAM SUPPORT

For help with the text messaging program, reply HELP to any message you receive from us, or contact legal@elite-personalloans.com. We will respond with information about the program and how to opt out.

PRIVACY

Phone numbers and text-message content are handled in accordance with our Privacy Policy. Information shared with lenders and lending partners for the purpose of matching you with a loan offer is subject to the receiving party’s own privacy practices. Elite Personal Loans does not sell mobile phone numbers obtained through the Website to third parties for marketing purposes.

CHANGES TO THIS POLICY

Elite Personal Loans may update this Text Message Policy at any time. Continued participation in the program after changes are posted constitutes acceptance of the updated policy. Questions about this policy may be directed to legal@elite-personalloans.com.

A personal loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it’s usually limited to 24 months. Loan offers and eligibility depend on your individual credit profile. Our lenders can help you obtain as much as $5,000 depending on the lender, your state and your financial situation.

The owner and operator of env-elitepl-compliance.kinsta.cloud is not a lender and is not involved into making credit decisions associated with lending or making loan offers. Instead, the website is designed only for a matching service, which enables the users contact with the lenders and third parties. The website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. All the data concerning personal loan products and the industry is presented on the website for information purposes only. env-elitepl-compliance.kinsta.cloud does not endorse any particular lender, nor does it represent or is responsible for the actions or inactions of the lenders.

env-elitepl-compliance.kinsta.cloud does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Online personal loans are not available in all the states. Not all the lenders in the network can provide the loans up to $5,000. env-elitepl-compliance.kinsta.cloud cannot guarantee that the user of the website will be approved by any lender or for any loan product, will be matched with a lender, or if matched, will receive a personal loan offer on the terms requested in the online form. The lenders may need to perform credit check via one or more credit bureaus, including but not limited to major credit bureaus in order to determine credit reliability and the scopes of credit products to offer. The lenders in the network may need to perform additional verifications, including but not limited to social security number, driver license number, national ID or other identification documents. The terms and scopes of loan products vary from lender to lender and can depend on numerous factors, including but not limited to the state of residence and credit standing of the applicant, as well as the terms determined by each lender individually.

Submitting an inquiry through env-elitepl-compliance.kinsta.cloud will not affect your FICO® Score. As part of the matching process, a lender may obtain information from a non-traditional consumer reporting agency. An inquiry of this type may appear on your record with that agency; however, it will not influence your FICO® Score.

USA PATRIOT ACT NOTICE: Federal law requires all financial institutions to obtain, verify, and record information that identifies each individual who opens an account. When you submit an inquiry, the lender will ask for your name, address, date of birth, and other identifying details. You may also be required to present a valid driver's license or other government-issued identification.

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